Warning: mysql_query(): Access denied for user ''@'localhost' (using password: NO) in /home/gascarus/public_html/blog/wp-content/themes/gascardusa/sidebar.php on line 1

Warning: mysql_query(): A link to the server could not be established in /home/gascarus/public_html/blog/wp-content/themes/gascardusa/sidebar.php on line 1

Posts Tagged ‘cards’

Are Cash Back Credit Cards Worth It?

Wednesday, January 14th, 2009

More and more people get their own cash back credit cards nowadays but the question is, what do these cards really do and are they really effective in ensuring cost efficiency? It seems that more and more people get attracted to the benefits of cash back credit cards most especially now that the whole world is experiencing a financial crisis. But are they really worth it? Here are some ways you can make sure that you get a real deal when you apply for yours, plus some tips on things to watch out for.

Credit cards are of the most value to those who know how to use them. This means that you can get the most benefit from a card simply by not leaving a monthly balance on the card, and by making payments on time. So if you can follow those two simple rules, then you can qualify to get the best benefits from a cash back credit card.

Choose a card type that will work to your advantage. Everyone has a certain type of credit card that they can profit from the most. For instance, a gas card will profit those the most that drive a lot of miles each month, and need to maintain a car, or spend time in a hotel. This is because the points that are given for your purchases can be used toward hotels, and you may get the most cash back for your purchases of gas. Some gas cards will even give you points for car maintenance expenses, and possibly the points may even be applied toward buying another car. A card that is selected for your greatest monthly expenses will give you the most benefits.

Also, see how much of a percentage of cash back is given toward your more ordinary purchases – like food, medicine, and gas (if it is not a gas card). This can go anywhere from 1% up to 6 % for some products. Obviously, you want the highest percentage you can get.

This feature is especially important if you have balances on other credit cards. You can transfer them to your new cash back credit card and enjoy a 0% APR balance for up to 15 months. This gives you great savings in interest and can help you to reduce those other credit card debts, if you will pay the same amount on the new credit card.

This is one way that many people lose their benefits. Not comparing the various features listed in this article, and following its advice will often reduce their benefits reduced to a big fat zero – or less. Although they will get some rebate checks, they need to add up their late fees and interest for each month in order to determine if it really is good deal.

Of course, the best thing for you to do is to choose a cash back credit card with a low interest rate, no annual fees, or hidden charges. In addition, remember that by using it right, you also are building up a credit score – one that will allow you to buy the big purchases – especially if you don’t have all your credit cards maxed out.

See: Cash Back Credit Cards

Is Using A Gas Station Credit Cards A Good Thing Or Not?

Tuesday, January 13th, 2009

First of all, you need to make sure you don’t have to drive extra to get a discount for your gas purchases. Remember, you of can save about $.10 per gallon. If you put an average of 15 gallons of gas in your car when you stop to fill up, that means a total of $1.50. If you have to drive over 1.5 miles (3 mile round trip) to obtain this saves you have lost money. You have also put in some extra time to drive these three miles. My suggestion is that if you have to drive over .5 mile (1 mile round trip) to get to a gas station where you will be able to obtain a rebate, forget it.
(more…)

Saving Money At The Pump With Gas Cards

Monday, January 12th, 2009

Gasoline credit cards are often referred to as Rebate cards, but in essence it is a type of credit card that provides rebates to reward gas purchases made on the card. Many credit card companies and fuel conglomerates offer these kinds of cards to the market. Usually, these two kinds of companies enter into a partnership to provide the gas credit cards to the consumer. With this system, money is earned as savings in the usage of the card.
(more…)

Gas Rebate Credit Cards

Wednesday, January 7th, 2009

Gasoline is a necessary evil; its price could go sky high but we still buy them. Even at gasoline’s highest pump price at $4.50 per gallon, people keep on buying them as there is no alternative to it. The only way to mitigate the high cost of gasoline is to look for savings options. One can minimize driving by taking public transport, trading your gas guzzler for an economical model, or learning how to drive at a speed that is considered most fuel efficient.
(more…)

Gas Reward Credit Cards Are Indeed A Dream Come True

Friday, January 2nd, 2009

It is indeed true that gas reward credit cards are indeed every traveler’s ultimate dream that came true.

Most people love to travel and what’s the best and most convenient way to do this than by traveling in your own car? You have complete freedom on your schedule and route. You can drive slow or fast according to your mood. You can give yourself as many or as few halts as you want, spend the nights wherever you want (even in your car if you’re traveling in an RV). In short, traveling in one’s own car is one of the most rewarding experiences in life.
(more…)

Bag The Advantage Of Best Gas Rebate Credit Cards

Thursday, January 1st, 2009

Nowadays, more and more people have become aware of the importance of using gas rebate credit cards. More and more people take advantage of this card that offer them rebates and help alleviate their budget when it comes to their gas consumption and pumping up at gas stations, especially now that the price of gas continues to greatly increase by the minute. The Cash back rebate as high as 5% offered by cards of gas permit you to save a considerable amount on gas price, particularly if you travel very long distances that take up a lot of miles in your car.
(more…)

Gas Credit Card Rewards

Thursday, January 1st, 2009

People generally get credit cards that offer reward programs that is why many credit cards nowadays offer rewards every time you use it. So, in using gas reward cards, you earn points as you fill up your tank; you pay less and less for each gas refill. Who would not want a deal like that, especially in today’s worsening economy where the prices of oil-based products are shooting sky high?

Most credit cars have good offers while some have high APR (annual percentage rate). But there are those like the Capital One® No Hassle Miles(SM) Rewards For Travel & Gas card –which is available as a visa card—offers 0% interest for every purchase until October 2009 and 9.90% for the succeeding months. Although be careful since it has a 22.9% interest when it comes to cash advances.

It is important to know the terms of conditions of the gas reward card that you are choosing because this can severely affect your usage of the said card. For example, some card companies will only allow you to fill up at certain gas retailers but has lower rewards, while others allow you to choose any gas station. You must decide which is more convenient for you. If you are out on the road and go out of town most of the time, then it would be a better option to get the card that offers to any gas station even though it has lower rewards. Since you are on the road most of the time, there may not be the specific gas retailer when you need it. The Capital One® No Hassle Miles(SM) Rewards For Travel & Gas card gives you up to 3 miles per dollar spent on travel and gas, and 1 mile for all other purchases. Some cards offer up to only 1 mile.

Another thing to consider as well is that some cards offer bonus miles when issued with specific cards. It would be great if you can look for a card that offers no annual card fee because some cards can charge up to 29% a year or even more!

It is also important to note when you can get your reward for using your gas card. Some companies give it at the end of the month, while some require you to reach a certain amount of points before they give it. Some cards companies require you to request your rewards by calling them. Also check if the reward will expire if unused and how long will it take before it expires.

Credit card companies earn money from their clients regardless of the case, so it would be good of you can at least get something from them. Any type of reward from a credit card is a good thing. Since it will be you who will benefit most from the card, better make sure that the card you are getting is suitable for you. Take your time looking around and earn rewards each time you use your gas card.

See: Gas cards

How Useful Gas Cards Are

Monday, December 8th, 2008

Motorists are constantly on the lookout on how they could save even small amounts of money when it comes to their gas purchases because it continues to soar high day in and day out. Gas is definitely a necessity so even if you try your best to avoid purchasing it, you actually have no escape.
(more…)

The Usefulness Of Gas Cards

Sunday, December 7th, 2008

Because of the constant gas prices climbing higher everyday, motorists are constantly on the lookout for saving a few dollars at the pump. I mean, who wouldn’t be? Since gas is on high demand, we wouldn’t be surprised if the prices of gas will skyrocket once every two to three months.
(more…)

Gas Cards – Real Money Saving Tips

Friday, December 5th, 2008

If you are looking for ways on how to cut down your gas expenses, you might want to check out the different tips you can find in this article.
(more…)